A secured loan is one way to score a lower interest rate. . but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. . such as personal loans, can be .Secured personal loans can be used to borrow money for major purchases with an interest rate that is as low as possible, given your specific financial situation. If you’d like to buy a home, a mortgage loan can help spread the purchase price over the course of 15 or 30 years, making it much easier to afford.The major bank with the lowest interest rate for a personal loan is Barclays, at 5.74%. Other notable banks with low personal loan rates include HSBC (5.99%) and PNC (5.99%). Some smaller banks across the country may also offer personal loans with similarly low rates.
Bank of America doesn’t offer personal loans, but the bank does provide several other loan types that include both secured and unsecured options. It is one of the largest lenders in the country and is known for providing loans with competitive rates and terms.Santander Bank Santander Bank offers personal loans to its customers — it’s up to you what you want to do with the borrowed funds. The loans come in amounts between $5,000 and $35,000 and your.